Introduction

Miguelo's Holding LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website miguelosholding.com or engage with our lending services.

Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide, including but not limited to:

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including your IP address, browser type, operating system, access times, and the pages you have viewed on our site.

How We Use Your Information

We use the information we collect to:

Information Sharing

We do not sell your personal information. We may share your information with:

Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your jurisdiction, you may have the right to:

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can set your browser to refuse cookies, but some features of our site may not function properly.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policy of every website you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

Text Messaging & SMS Policy

Miguelo's Holding LLC offers SMS messaging services for customer care, account updates, and promotional communications. By opting in via our contact form, you consent to receive text messages sent using an automatic telephone dialing system (ATDS). Consent is not a condition of purchase.

Message Types

You may receive messages related to: customer care inquiries, account-related notifications, promotional offers and marketing communications.

Message Frequency

Message frequency may vary depending on your interactions with us. You will not receive more messages than necessary for the stated purposes.

Opt-Out

You may opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further texts.

Help

For assistance, reply HELP to any message or contact us at miguel@miguelosholding.com.

Costs

Message and data rates may apply. Miguelo's Holding LLC does not charge for SMS messages, but carrier rates may apply.

Privacy

We do not sell, rent, or share your phone number or SMS opt-in data with third parties for their marketing purposes. SMS consent and phone numbers collected are used exclusively for the messaging purposes described in this policy.

Carriers

Carriers are not liable for delayed or undelivered messages.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: