Agreement to Terms

By accessing or using the website miguelosholding.com ("Site") operated by Miguelo's Holding LLC ("Company," "we," "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site or services.

Services Description

Miguelo's Holding LLC is a direct business lender providing working capital loans, revenue-based financing, business expansion funding, and short-term bridge loans to qualified businesses. Our Site provides information about our services and allows you to submit funding inquiries.

Eligibility

To use our services, you must:

Application Process

Submitting a funding application through our Site does not guarantee approval. All applications are subject to our underwriting review. We reserve the right to approve or decline any application at our sole discretion. Any funding offers are contingent upon verification of the information provided.

Accuracy of Information

You agree to provide truthful, accurate, and complete information in your application and all communications with us. Providing false or misleading information may result in denial of your application, cancellation of any funding agreement, and potential legal action.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Miguelo's Holding LLC and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content without our written permission.

Limitation of Liability

To the fullest extent permitted by law, Miguelo's Holding LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our Site or services. Our total liability shall not exceed the amount of fees paid by you to us in the twelve (12) months preceding the claim.

Disclaimer of Warranties

Our Site and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Indemnification

You agree to indemnify and hold harmless Miguelo's Holding LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of our Site or services, your violation of these Terms, or your violation of any third-party rights.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Osceola County, Florida.

Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

SMS/Text Messaging Terms

By opting in to SMS communications from Miguelo's Holding LLC, you agree to receive text messages at the mobile number provided, including messages sent via automatic telephone dialing system (ATDS). You understand that consent is not a condition of any purchase.

You may receive messages for: customer care, account notifications, and promotional/marketing purposes. Message frequency varies. Message and data rates may apply.

To opt out, reply STOP at any time. For help, reply HELP or email miguel@miguelosholding.com.

Contact

For questions about these Terms of Service, please contact us: